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  "job_description": "Pricing Practitioner/Data Scientist - Darwin\n\nDLG is evolving. Across every facet of our business, our teams are embracing new opportunities and putting customers at the heart of everything they do. By joining them, you’ll have the opportunity to not just be recognised for your skills but encouraged to build upon them and empowered to do your absolute best.\n\nDarwin is a tech-led motor insurance business built by a small, entrepreneurial team with big ambitions. As part of the Direct Line (now within the Aviva family), we combine the agility and innovation of a startup with the scale, support, and stability of a major insurer.\n\nOur customers love what we do — and it shows, with a Trustpilot rating of 4.7 out of 5.\n\nThis role sits at the heart of Darwin’s Pricing & Underwriting team, where you’ll help shape the future of insurance pricing with cutting-edge tools and a modern approach.\n\nWe’ve built the kind of pricing infrastructure every pricing professional aspires to work with:\n\nHigh-quality, accessible data\n\nA fast, flexible rating algorithm — deploy changes in hours\n\nMachine Learning Operations (MLOps) that enable fast, transparent, and controlled model development\n\nAn operating model that gives complete autonomy to pricing professionals to dream up an idea and get it live\n\nIf you're passionate about using data, tech, and creativity to push the boundaries of insurance pricing, we’d love to hear from you.\n\nWhat you'll be doing:\n\nThis is a rare opportunity to take full end-to-end ownership of customer pricing—across both risk and margin—working alongside a small, expert team of pricing and underwriting professionals.\n\nThe operating model gives complete autonomy to pricing professionals to dream up an idea and get it live.\n\nThe primary objective of this role is to increase profitability and drive business growth, whilst ensuring excellent outcomes for our customer.\n\nExamples of things you would be doing to achieve the objective set out above:\n\nIdentify pricing opportunities across customer segments and implement strategies to optimize profitability and market competitiveness.\n\nDrive innovation in pricing by developing and integrating new features, tools, and models to increase pricing sophistication.\n\nMonitor claims performance to ensure pricing remains accurately calibrated, responsive to inflation, and aligned with emerging trends.\n\nBuild efficient, automated processes to enhance operational effectiveness and empower a high-performing, data-driven pricing team.\n\nOur hybrid model offers a 'best of both worlds' approach. When you'll be in the office depends on your role and team, but colleagues spend at least 2 days a week in the office\n\nWhat you'll need:\n\nCommercially driven mindset – you're motivated by delivering tangible business value through smart, data-led decisions.\n\nAdvanced statistical modelling & machine learning – to build capabilities to automate insight generation, enhance risk segmentation, and translate data-driven findings into actionable pricing decisions.\n\nTechnical proficiency – skilled in tools such as Python, SQL, Tableau, or similar, with the ability to extract insights from complex datasets.\n\nPricing curiosity – a strong grasp of (or ambition to master) end-to-end insurance pricing, from data to deployment.\n\nQuantitative mindset – a solid foundation in statistics and actuarial principles, with the ability to apply them to real-world pricing challenges, including assessing second- and third-order effects to drive smarter, more sustainable decisions.\n\nEffective communicator – confident presenting ideas and insights to senior stakeholders across the business.\n\nInsurance industry knowledge – solid understanding of general insurance pricing, ideally with experience in motor insurance.\n\nBias for action – a natural problem-solver who can break down complex ideas into clear, actionable steps, always keeping focus on delivering real, measurable outcomes.\n\nBenefits\n\nWe recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle:\n\n9% employer contributed pension\n\n50% off home, motor and pet insurance plus Green Flag breakdown cover\n\nAdditional optional Health and Dental insurance\n\nUp to 10% AIP Bonus\n\nEV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.\n\nGenerous holidays\n\nBuy as you earn share scheme\n\nEmployee discounts and cashback\n\nPlus, many more\n\nWe want everyone to get the most out of their time at DLG. Which is why we’ve looked beyond the financial rewards and created an offer that takes your whole life into account. Supporting our people to work at their best – whatever that looks like — and offering real choice, flexibility, and a greater work-life balance that means our people have time to focus on the things that matter most to them.\n\nOur benefits are about more than just the money you earn. They’re about recognising who you are and the life you live.\n\nBe yourself\n\nDirect Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers.\n\nWe know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.\n\n#LI-AW1\n\n#LI-HYBRID",
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